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Oval app development

How much does it cost to develop a personal finance app like Oval?

Wondering what a personal finance app is? A personal finance app is used in laymen’s terms to track personal spendings and plan a monthly budget.

Sometimes such apps are called money-saving apps. These apps enable users to borrow, lend and even invest money. Oval is such an app that combines expense tracking, saving, and investing all into one app while adding a social element by empowering its community of users to share tips and recommendations.

Do you want to develop an app like Oval? If yes, then the target audience for this kind of personal apps is end-users which means that it has a B2C business model. At AGS, we have the experience and expertise to develop an app like Oval that can render the best user experience.

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Statistics of Oval: A Personal Finance App

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    Approximately 63% of smartphone users use at least one personal finance app.
  • icon-consultancy-understanding-and-scoping
    Around 2/3 of American smartphone users use a Personal finance app to manage their finances.
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    According to a report by Statista, the total transaction value is expected to show an annual growth rate (CAGR 2021-2025) of 19.51% resulting in a predicted total amount of US$3,007,887m by 2025.

What is the Oval app?

The former CEO of Uber founded Oval, and this app was developed to handle the issues of financial literacy. This app lets users save their time and money by helping them in learning to monitor their spending habits and investing. Besides, the application also allows users to make savings more dynamic.

This AI app was made to guide the users to get a better spending habit and invest for a secure and better future.

Want to develop a personal finance management app like Oval?


Do you want to take leverage of this fintech surge and develop an app like Oval? If yes, then you have landed in the right place. Auxano global services is a reliable software development company, we have developed several fintech applications.

Hence our mobile app developers have the know-how of how crucial this industry is. From data protection to privacy rights, we know how sensitive your data is, and thus our developers create an entirely secure app. The cost factor depends on the features that you want in the app. Therefore, to get an exact idea of the development price, reach our experts now.

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Basic Feature & Cost To Develop An App Like Oval

App Category

User Features

Super-Admin Feature

App Features

Sign in/Register


Onboarding tutorials for app basic understanding

Manage Users

Set your savings and goals rules

Manage users investment portfolio (View, Enable/Disable)

Add your Goals with their due dates and start saving.

Add and manage min and max goal limits

Create an Investment Portfolio

Manage Users Budget and Rules (View)

Create your Weekly/Monthly/Yearly Budget

Manage Free Credit Scores

Add Smart rules to invest amount As weekly top-up Round-up Spending categories Earnings

Manage Remainders

Make free Bank Transfers and instant transfers.

Manage Payment Status Alerts

Self-cash deposit to your app account

Manage Low Funds Warning

Add your Bank Services and card details.

Manage Alerts

Upload KYC

Manage Users KYC (Approve/Reject)

Transfer Money to your connections with users registered with the platform

Manage Transactions

Add Tags/Notes for Transactions

Send Notifications to users for investment-related offers or announcements.

Receive Reminders and notification on each transaction

Ensure Safety and Security

Check Transaction history

Manage CMS

Track and analyze your savings

Log out

Withdraw required amount using the app

Multi-Factor Authentication

Spending Alerts

Read CMS

Edit User Profile and investment Portfolio

Notification settings

Log out

Oval like application development cost

$20k to $30k for Both Android and iOS + Web Admin.


Please note that the costs above are approximate and based on the MVP features. You can contact our Business Analysts teams for a detailed estimate based on your requirements.

Add-on Features




Recharge and Bills

Verify Documents

Offers and coupon codes

Offer and Coupon Management

Scan and Pay with QR code

Manage Recharges and Bills

Freeze your card

Dashboard Analytics

Invite and Earn

Customer Analytics

Innovative Features

Our mobile app developers have the experience of integrating AI-enabled voice assistants within the app to help you keep a check on your monthly budget, savings and track spending even more conveniently.

To give your users a better experience, we harness machine learning's power to help you suggest better by evaluating your payment patterns.

Digital payments need to be secure. Hence we encrypt transactions using blockchain technology—the most secure technology for transactions that helps you make payments without worrying about your data.

Team Composition You Require For a Thriving App

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    Project Manager

  • icon-consultancy-business-consulting

    Business Analyst

  • icon-consultancy-technology-consulting

    UI and UX Designers

  • icon-consultancy-enterprise-application

    Mobile App Developer (iOS & Android)

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    Quality Assurance Engineer

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    Digital Marketer

Team Composition We Will Assign To Your Project

  • Expert Requirement Analysis
  • Beneficial Technology Advice
  • Get a comprehensive roadmap
  • Measuring and eradicating potential risks
  • Assurance of quality product
  • Future enhancements and scope







Fabric iOS


Android Studio




swift iOS


Google API












Mantis Bt




MEAN Stack


Google Analytics


Google Search Console



Why choose Auxano Global Services as your development partner for developing an app like Oval?

We know it might be in your head that there are various software development firms, why should you choose AGS. So we are listing the things that make us unique from others:

  • We do not just view your requirements and start talking. We research your app’s niche, competitors, and every in & out that you might haven’t considered. 
  • We assign expert resources that bring value to you and make your spending worth by delivering exceptional results. 
  • We have developed finance industry applications for our clients. Hence we know everything about the industry and what it needs.
How much does it cost to develop a personal finance app like Oval?

Frequently Asked Questions

  • How long would it take to develop an app like Oval?

    Approximately a simple app takes 3 to 4 weeks to develop, but it depends on the features that how much time it will take to develop. To get a precise idea, contact our experts now.

  • What are the various security measures taken while developing such applications?

    • Tokenization: The OTP is assigned to the user, who is the actual credit/debit cardholder during the transaction. Only its respective provider can detokenize this number shrinking the chances of online fraud to the minimum.
    • Point-to-point encryption: It guarantees safety is maintained during all transactions, and a secured format is developed for communication with a POS terminal.
    • Mobile device identification: The app and a cell phone are paired during the transaction to add an extra security layer.


The above page is written for informational & reference purpose. We do not intend to infringe any copyright policy or do not possess any third-party material.

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