Wondering what a personal finance app is? A personal finance app is used in laymen’s terms to track personal spendings and plan a monthly budget.
Sometimes such apps are called money-saving apps. These apps enable users to borrow, lend and even invest money. Oval is such an app that combines expense tracking, saving, and investing all into one app while adding a social element by empowering its community of users to share tips and recommendations.
Do you want to develop an app like Oval? If yes, then the target audience for this kind of personal apps is end-users which means that it has a B2C business model. At AGS, we have the experience and expertise to develop an app like Oval that can render the best user experience.Get Started With AGS
The former CEO of Uber founded Oval, and this app was developed to handle the issues of financial literacy. This app lets users save their time and money by helping them in learning to monitor their spending habits and investing. Besides, the application also allows users to make savings more dynamic.
This AI app was made to guide the users to get a better spending habit and invest for a secure and better future.
Onboarding tutorials for app basic understanding
Set your savings and goals rules
Manage users investment portfolio (View, Enable/Disable)
Add your Goals with their due dates and start saving.
Add and manage min and max goal limits
Create an Investment Portfolio
Manage Users Budget and Rules (View)
Create your Weekly/Monthly/Yearly Budget
Manage Free Credit Scores
Add Smart rules to invest amount As weekly top-up Round-up Spending categories Earnings
Make free Bank Transfers and instant transfers.
Manage Payment Status Alerts
Self-cash deposit to your app account
Manage Low Funds Warning
Add your Bank Services and card details.
Manage Users KYC (Approve/Reject)
Transfer Money to your connections with users registered with the platform
Add Tags/Notes for Transactions
Send Notifications to users for investment-related offers or announcements.
Receive Reminders and notification on each transaction
Ensure Safety and Security
Check Transaction history
Track and analyze your savings
Withdraw required amount using the app
Edit User Profile and investment Portfolio
Oval like application development cost
$20k to $30k for Both Android and iOS + Web Admin.
Please note that the costs above are approximate and based on the MVP features. You can contact our Business Analysts teams for a detailed estimate based on your requirements.
Recharge and Bills
Offers and coupon codes
Offer and Coupon Management
Scan and Pay with QR code
Manage Recharges and Bills
Freeze your card
Invite and Earn
Our mobile app developers have the experience of integrating AI-enabled voice assistants within the app to help you keep a check on your monthly budget, savings and track spending even more conveniently.
To give your users a better experience, we harness machine learning's power to help you suggest better by evaluating your payment patterns.
Digital payments need to be secure. Hence we encrypt transactions using blockchain technology—the most secure technology for transactions that helps you make payments without worrying about your data.
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We know it might be in your head that there are various software development firms, why should you choose AGS. So we are listing the things that make us unique from others:
Approximately a simple app takes 3 to 4 weeks to develop, but it depends on the features that how much time it will take to develop. To get a precise idea, contact our experts now.
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