Customers tend to love the Buy Now Pay Later facility. And to take a  business to the next level, including this feature in the business app makes it convenient for customers when using an app.

The global BNPL market is estimated to increase by $450 Billion by the end of 2026 (Statista). From the statistics, it is clear that it will be a mandatory part of the future. This app offers ease and convenience and brings more customers on board. Almost all leading online business owners have adopted this technology.

As a business merchant, one can implement this feature in their online mobile apps and websites with software like Tabby. This app has generated $50 million in a new equity round. Currently, the company’s value is $300 million. They offer the best services in the market. Keep reading if you want to develop an app like Tabby and how much it will cost.

Before you delve deeper into action and start developing software, educate yourself on some vitals about Tabby.

Insights About Tabby

Tabby is a Buy Now Pay Later app launched in 2020. Within a very short span of time, it has taken the market by storm and is one of the leading BNPL software. The action ground of Tabby is in the UAE, Dubai, and Saudi Arabia.

Many leading business retailers like Shein, Ikea, H&M, etc., have shaken hands with Tabby. Customers can buy things and pay the cost later without paying any interest.

How Much Does it Cost to Build an App like Tabby?

Let’s start with the cost of developing BNPL software like Tabby. Knowing the cost it includes will help you to make a business budget and keep aside an allowance for this purpose.

If you are opting for a mid-level UI & technology stack, the Tabby-like app development will cost you somewhere between $15,000 to $40,000. On the other hand, if you plan to do it big with high-end technology, the cost will hike up to $150,000.

The more features you add, the more will be the cost of your Tabby-like app development.

If you are looking for the best Fintech app development company for Tabby-like app development, then Auxano Global Services is your best choice. We will help you to develop the Tabby-like BNPL app at competitive prices.

Let’s find out the features that make the perfect Tabby-like app.

Must-Have Features of an App like Tabby

The BNPL services have made a huge impact on global e-commerce. Tabby is backed up by API/SDK, which makes it seamless on any platform. It is user-friendly and offers high security.

Must-Have Features of an App like Tabby

1. Easy Logins and Verification

The signup/sign-in is the most basic feature of an app. The easier it is to use, the more it will sustain customers. Tabby has a user-friendly login and verification process. As the whole concept of the app is based on the exchange of money, it needs the National Identification Number of the users. Once the number is verified, you are good to go.

2. Pay Later in Installments

The app allows the users to buy a product and spitting the payments in various installments. While some installments might have an interesting value, some do not. The app is like an e-commerce shop where you can see the details and cost of the products along with the pay later option.

3. Auto Deduction

The users no longer have to remember the payment date. The app enables the users to avail of features like auto-deduction. The installment will be automatically deducted from the bank. If the user wants to switch banks, that option is also available.

4. Notifications

The user will receive a notification about upcoming bills or installments. If a user does not want to opt for the auto deduction, this feature will help them keep track of the payments and make them in time. Features like this help the users to trust the app more.

5. Security

The online genre is both a curse and a boon to users. While some aim to provide a gallant experience and offer an array of convenient services, some jeopardize the security of the users. Tabby provides you with extreme security from hackers. It has a strong foundation of two-factor authentication, data encryption, and others.

6. Account Management

Users prefer simple accounts, and so is the case with Tabby. All your account history, payments, dues, and other data will be recorded within the account. It has a great UI design that helps to provide the users with a more personal experience.

7. Cashback

People tend to incline toward BNPL apps when and make more purchases when they receive cashback offers. Thus, including this feature will hike the charge and will also provide a flawless experience.

8. Guest Appearance

This feature allows the customer to visit the app without signing in. Customers can make an account only if they are willing to purchase the app. It allows the user to take a tour of the app and look into its features in detail.

9. Feature Traders

This feature allows the app to feature retailers. The brands that have partnered with the app are features with the app. Its functions can help users navigate various retailers and make purchases accordingly.

What are the Ways of Monetization?

Being an app owner, one might want to know how a BNPL app like Tabby will benefit them. To make things simple, it is a way that can help in earning money.

The monetization models of the app are as follows:

1. Each time a user purchases, you will earn a commission.

2. The merchants will pay the app owner to feature their products.

3. The app’s owner will get compensation when a customer fails to pay the installment.

These are only a few ways that will help the owner to earn. Apart from this, there are many monetization ways to generate more money from a BNPL app. Reach out to our Fintech App developers for more information.

What Will Auxano Global Services Do For You?

Doesn’t matter if it is your first business or if you are planning for expansion. We help business entities of all sizes with futuristic services to cope with the dynamic market demand.

As one of the Best Fintech App development companies, we have built a number of Fintech apps. Our dedicated developers have extensive experience designing and building secure and result-driven Fintech apps at an affordable price.

You will not only be served when we develop an app for you but also receive maintenance & support after delivering the services.

If you want to develop Buy now pay later (BNPL) app like Tabby, then feel free to contact our experts now.


With the digitalization of smartphones, people have become more inclined toward online purchasing and its benefits. In recent years, e-commerce sales have crossed the mark of $5.2 trillion and will go nowhere down but increase in the future. Thus, we are positive in our minds relying upon the statistics that BNPL services will contribute a lot in taking E-commerce to new heights.

It is the best time to start a venture to develop a BNPL app like Tabby by joining hands with a leading Mobile app development company. At AGS, we will offer you custom Fintech app development services to help you build a Tabby-like app and be a part of the growth.

Frequently Asked Questions

  • 1. What are the pros and cons of BNPL?

    Pros- It allows customers to shop conveniently and pay later. It is a savior in an emergency when the consumer does not have enough to pay. Generally, the customer takes can pay later without any interest.

    Cons- It is the reason for impulsive shopping and affects the civil score of the consumer.

  • 2. What happens if one does not pay the installment in time on BNPL apps?

    If the customer fails to pay the installment in time, they will be fined.

  • 3. How much does it cost to build an app like Tabby?

    If you decide to use a mid-level UI & technology stack, the Tabby-like app development costs between $15,000 to $40,000. On the other hand, if you plan to do it big with high-end technology, the cost will hike up to $150,000.

  • 4. How much time does it take to build an app like Tabby?

    Typically, 7 to 8 months are required to develop an app with discovery, design & development, and Pre-launch stages.

  • 5. Where can I get more information about Tabby-like app development services?

    To know more about our Tabby-like app development services, then feel free to reach our experts at or call us at +1.209.736.5046.

About the Author

aakash soni

Aakash Soni

Aakash Soni is the Operational Head at Auxano Global Services, a complete Software development company that has been recognized by Clutch for its achievements and client satisfaction. He is a Master in Trending Technologies and has been involved in developing and implementing several innovative projects, including Entrepreneurial Trends, Data Analytics, Retail Technology ecosystems, Internet of Things, and Blockchain. He has an eye for spotting opportunities and is a strong advocate of disruption through technology and innovation. He has worked with Fortune 500 companies and helped many startup firms to rise in the market. He is leading the Auxano Global Services team to help clients leverage disruptive technologies like Blockchain & AI to deliver transformative business outcomes.